Home Mortgage Guide
Helping you make sense of mortgages.
Demystifying Mortgages
The early navigations of financing your new home can be daunting, confusing, stressful and complicated. Each loan program has numerous steps, several moving parts, various hands in the mix. The guides below should help demystify mortgages for you. Reach out if you have any questions – we’re here to help.
Perfect for the first-time home buyers, the FHA loan allows for lower down payments and credit scores.
Perfect for the first-time home buyers, the FHA loan allows for lower down payments and credit scores.
For eligible veterans and active duty members, VA loans do not require a down payment or mortgage insurance.
Jumbo loans finance properties that are priced above the conventional loan limits; very common in San Diego.
The self-employed, real estate investor, and others with unique qualifying circumstances can use non-QM loans.
Confused which home loan to apply for? Use our guide to understand which loan option is best for you.