Your Mortgage Broker for Home Loans in San Diego & Beyond
Real estate brokers put buyers and sellers together; mortgage brokers put buyers and lenders together. What if we can do both?
Whether or not you have your own personal real estate agent, you receive the added benefit of your Mortgage Broker having unique knowledge of both aspects of the transaction.
Old Town Lending will pair you with the ideal mortgage, custom tailored with your financial needs.
Our Home Loan Programs
Conventional home loans are the most popular; not backed by a government agency.
Perfect for the first-time home buyers, the FHA loan allows for lower down payments and credit scores.
For eligible veterans and active duty members, VA loans do not require a down payment or mortgage insurance.
Jumbo loans finance properties that are priced above the conventional loan limits; very common in San Diego.
The self-employed, real estate investor, and others with unique qualifying circumstances can use non-QM loans.
Confused which home loan to apply for? Use our guide to understand which loan option is best for you.
Mortgage Guide
Purchasing your first home? We offer you guidance and walk along side you each step of the way.
Take a moment to learn about mortgage basics, what your loan options are, and what to expect during the loan process.
No surprises! Learn approximately what you can afford and what your payments would be.
Why Choose Old Town Lending
You have many lending options; however, you owe it to yourself to learn why
Old Town Lending may be the better option.
Customer Service
Never left wondering. Receive concierge-level service from application to pre-qualification to closing of escrow. Empowering you is our goal.
Rapid Response
Don't let that perfect home slip away. You need a pre-approval and loan right away, and you have came to the right place. We are real estate brokers too, we understand.
Save Money
Mortgage brokers have access to wholesale rates, which are much cheaper than retail bank rates, ultimately meaning a lower monthly mortgage payment.
Personal & Local
No longer are you just a number lost in the shuffle of big banks. Located in your home state, you will be guided each step of the way.
Right Fit from the Start
With our endless lending programs, we will find the right loan and best terms for you. Think of it as a completely customizable experience.
Experience You'd Expect
When working with a broker in real estate and mortgage, you are sure to receive a well-rounded client-centered experience you'd come to expect.