First Time Home Buyer Loans & Steps
Your options presented. Your questions answered.
First Time Home Buyer Loans
You're on a journey to buy a home for the first time, and you've asked yourself: "Where do we start?", "Where is the best place to get a loan?", "Is there a particular loan and rate that would be best for me as first time homebuyer?".
Buying a home for the first time can be stressful and confusing. It is our goal to help you navigate through the process, with the end result of you moving into your new home.
First Time Home Buying: Loans to Know
Old Town Lending is known for being one of the most helpful resources for first-time home buyers, including:
- Veteran and Active Duty Buyers
- Low Income Buyers
- Self-employed Buyers
Knowledge is power. As home prices continue to increase, combined with limited homes available on the market, it is our goal to arm you with the knowledge and steps to reach our destination of owning and moving into your new home.
Step by Step: Finding a Home, Financing, and Hidden Costs
Get Pre-Approved
The first and most important step in purchasing a home is getting pre-approved.
The primary purposes of becoming pre-approved include:
- Learn which is the best loan product (type) based on your credit score, income, and debts;
- Determine the maximum amount you can borrow for which you can afford to repay;
- Tip: This helps you target your home search to your price level - Aid in strengthening and accompanying your purchase offer
- Tip: Many Sellers require that a pre-approval accompanies your purchase offer.
First-Time Home Buyer FAQs
Why Choose Old Town Lending
You have many lending options; however, you owe it to yourself to learn why
Old Town Lending may be the better option.

Customer Service
Never left wondering. Receive concierge-level service from application to pre-qualification to closing of escrow. Empowering you is our goal.

Rapid Response
Don't let that perfect home slip away. You need a pre-approval and loan right away, and you have came to the right place. We are real estate brokers too, we understand.

Save Money
Mortgage brokers have access to wholesale rates, which are much cheaper than retail bank rates, ultimately meaning a lower monthly mortgage payment.

Personal & Local
No longer are you just a number lost in the shuffle of big banks. Located in your home state, you will be guided each step of the way.

Right Fit from the Start
With our endless lending programs, we will find the right loan and best terms for you. Think of it as a completely customizable experience.

Experience You'd Expect
When working with a broker in real estate and mortgage, you are sure to receive a well-rounded client-centered experience you'd come to expect.